Effective Date: August 6, 2026

Welcome to the R&J Boutique Real Estate · Relocation · Legal Concierge website (“Website”). By accessing or using this Website, you agree to comply with and be bound by these Terms of Use. If you do not agree, please do not use this Website.

1. About R&J

R&J Boutique Real Estate · Relocation · Legal Concierge provides information and advisory services relating to real estate, relocation assistance, legal concierge coordination, and related consulting services in Panama.

The information on this Website is provided for general informational purposes only and does not constitute legal, financial, tax, or investment advice.

2. Website Use

You agree to use this Website only for lawful purposes.

You may not:

3. Intellectual Property

All content, including text, graphics, logos, branding, photographs, icons, and website design, is the property of R&J unless otherwise indicated.

No content may be copied, reproduced, distributed, or modified without prior written permission.

4. No Professional Relationship

Submitting a contact form, sending an email, or communicating with R&J through this Website does not create an attorney-client relationship, brokerage agreement, fiduciary relationship, or contractual obligation.

Any professional engagement will only exist after a separate written agreement has been executed.

5. Third-Party Links

This Website may contain links to third-party websites.

R&J is not responsible for the content, privacy practices, or accuracy of external websites.

6. Limitation of Liability

R&J makes reasonable efforts to maintain accurate information but does not guarantee that all information is complete, current, or error-free.

Under no circumstances shall R&J be liable for any direct, indirect, incidental, or consequential damages arising from the use of this Website.

7. Privacy

Your use of this Website is also governed by our Privacy Policy.

8. Changes

We reserve the right to modify these Terms of Use at any time without prior notice.

Changes become effective immediately upon publication.

9. Governing Law

These Terms shall be governed by the laws of the Republic of Panama.

Contact

R&J Boutique Real Estate · Relocation · Legal Concierge

Email: info@jdgpanama.com

Website: www.jdgpanama.com